Get a Better Deal with ~ Financial Literacy...

Financial literacy isn’t just about knowledge, it’s a way of better preparing you for negotiating to get the best deal on your mortgage. Here are some tips for getting the most out of your mortgage search:

  • Check your credit before you start shopping. Did you know that debt from things like car loans and credit cards can increase the price of your mortgage? Consider paying down your high interest debt before applying for a mortgage for the best chance at a better deal.

  • Make sure you apply to multiple lenders for Loan Estimates so you can compare costs and make an educated decision. Remember, lenders are out to make a profit and with fewer options you’ll probably end up paying more than you need to.

  • Reduce the recurring costs of private mortgage insurance with a 20% down payment. Down payments less than 20% of the purchase price require mortgage insurance which will increase your monthly expenses.

  • Obtain a free Mortgage Shopping Worksheet as a way to conveniently compare mortgage terms. I’ll be there to help you fill out the paperwork.

  • Visit the website of the Consumer Financial Protection Bureau (CFPB)( and know your rights!

With these tips in hand, you’re on your way to becoming a financially literate homebuyer and leveling the playing field between you and the lenders.

Nashville, Brentwood, Franklin Properties for sale Dianne Clayton

 Exit Realty of the South   701 President Place   Suite 150   Smyrna, TN  37167

 615-207-0037     Cell        615-220-0700     Office       

Each Office Independently Owned and Operated

Dianne Clayton Headshot
Phone: 615-207-0037
Dated: March 9th 2018
Views: 832
About Dianne: ...

Property Search

RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

Should You Buy A New Or Existing Home Part 2 Of 2 - Should You Buy a New or Existing
Should You Buy New Construction - Should You Buy a New or Existing
Tips For Filing Your Taxes - Tips for Filing Your Taxes...Check
Markets HOT But Interest Rates May Be Going UP SELL Now - Market's HOT ~  But Interest

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Royce Dugan
701 President Place, Suite 150
Smyrna, TN

Other Locations